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You have selected "Fixed Deposits/Recurring DepositsEPF, PPF,VPF , Sukanya Samriddhi , NPS , NSC or any Govt based instrumentsMutual FundsStocks Real Estate - Agri LandReal Estate - LandReal Estate - PlotReal Estate - FlatStartupsPrivate / Pool Investments GoldDerivatives / IntrdayCryptocurrencies" as your investment type

1. Generally Fixed Deposits represents a safe investment with low risk
2. The return on fixed deposits are fixed by RBI and it may change from time to time.
3. Mostly the people who are retired can invest in fixed deposits to earn a stable income
4. The corporate FD's can have very high risk compared to banks

1. Investment in EPF, PPF etc are safet instruments are these are backed by govt
2. As the Govt is backing these instruments, chances of losing the invested amount are less
3. These investments are best for capital protection but these might not yield higher wealth
4. These investments are best for future needs like child education,etc

1. The returns on mutual funds depends on how the market is functioning
2. Equity mutual funds have high returns but have high volatility whereas Debt mutual funds might provide lower returns but it is stable
3. Actively managed funds might have high expense ratio
4. The returns in mutual funds are uncertain as it depends on market
5. There is a possibility of capital erosion in mutual funds

1. The returns on stocks is very volatile as this depends on external factors
2. The returns on stock depends on what type of stocks you are investing and revenue, PE Ratio, ROE of company
3. There is apossibility of Capital erosion in stock market

1. Real Estate is a less volatile investment when compared to other types of investments. However the liquidity is not so quick
2. Location of Real Estate is most important factor in getting the returns (Appreciation)
3. Returns from real estate should be expected in the long term. Short term might not yield good returns
4. There is a minimum guarantee to capital invested whereas returns depends on other factors

1. Investing in startups is inherently high-risk but can offer high returns.
2. Investment horizon of 1 year increases risk because the startups take a minimum 3-5 years time to grow. Startup investments usually require long-term commitment (3-7 years) for substantial gains.
3. There is a possibility of capital erosion as there are high chances of failure. Also Returns are also not guaranteed
4. You need to diversify your investments instead of putting all funds into a single startup

1. Private/pool investments are often high-risk ventures with uncertain returns
2. Success of private or pool investments depends on external factors like economic conditions and business performance.
3. If investing with a group, decisions are collective, reducing control over funds.Also Private investments may not have strong regulatory oversight, increasing fraud risks.
4. There is a possibility of capital erosion and returns are not guaranteed

1. Gold prices are volatile, driven by global factors like inflation, interest rates, and geopolitical tensions.
2. High return expectations in Gold indicate a high-risk, speculative mindset as there is no guarantee in the gold prices
3. There is a minimum guarantee to the Capital invested in gold but sometimes there is a possibility of capital erosion in short term
4. Physical gold has a risk of storage costs and making charges. Digital Gold prices will depend on market fluctuations

1. Investment in Derivatives or Intraday requires deep market knowledge, technical analysis, and quick decision-making. This is highly speculative investments
2. Daily Market fluctuations can lead to huge gains or losses.There is a possibility of capital and returns erosion
3. Investments in Derivative is short term investment and long term cannot be predicted

1. Cryptos are unregulated assets and the prices of crypto are highly volatile depending on market factors, political conditions etc
2. There is a high potential of profits and high chances of losses also
3. Cryptos can perform well in long term instead of short term, but it is recommended to analyse the crypto prices regularly
4. There is a possibility of Capital Erosion and Returns Erosion