Which ITR Should a Pensioner File?
Pension is generally treated like salary/pension income for ITR-form selection. An eligible resident individual may use ITR-1 when the other conditions are satisfied; otherwise ITR-2 or a business-income form may apply depending on the taxpayer’s other income.
Quick Answer
In practical terms, Pension is generally treated like salary/pension income for ITR-form selection. An eligible resident individual may use ITR-1 when the other conditions are satisfied; otherwise ITR-2 or a business-income form may apply depending on the taxpayer’s other income.
Who can use the simpler ITR forms?
The Income Tax Department lists Salary/Pension among the income sources covered by ITR-1 for eligible resident individuals.
What to check before choosing the ITR
Capital gains, foreign income/assets, unlisted equity, directorship, business/professional income or other exclusions can move the taxpayer to another form.
When another ITR may be required
Reconcile pension records, Form 16, bank interest, dividend, capital-gains statements and AIS before filing.
Practical filing tip
Pensioners should select the ITR based on pension and all other income sources, not pension alone. Review interest, house-property and investment income before choosing the return form.
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